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News, Blogs and Bulletins

Not only are we exceptional at what we do, but we are also committed to supporting our clients with ongoing updates, leaving them feeling informed about the trends and events shaping the sector they operate within and their insurance and protection needs.

Stemming the Flow – The Use of Liability Caps

Having received a number of requests from members on this topic and following on from our Autumn bulletin which considered Professional Indemnity Insurers’ attitudes to lending valuation work, we now consider by way of this additional Practice Note how your firm might be able to further help itself in managing risk from a professional perspective. […]

Autumn 2023 Bulletin for CAAV Members…General Guidance re Valuation Work – What Might PI Insurers Be Looking For?

Over recent months we have increasingly fielded enquiries from Valuers as to whether they should undertake a particular valuation request, whether that be due to the nature of the valuation or perhaps in view of the lender not being well-known. Whilst we are happy to answer any questions Members have, we thought we would use […]

Glossary of Insurance terms

Key insurance terms explained

Green Wall Risks

Green Walls – Saving Grace or Hidden Danger The popularity of green/living walls and vertical gardens has continued to grow over the years, with many architects and designers becoming more conscious of climate change and other environmental issues, whilst also recognising the many benefits they offer. These benefits include improving indoor air quality, reducing energy […]

Summer 2023 Bulletin for CAAV Members…Insurance Facility Updates

CAAV Members’ PII Facility (Update) This facility has once again been the subject of a ‘refresh’ with additional Insurers now on board aspart of a panel arrangement. We have touched upon the ‘hard’ insurance market in previous bulletins but with a very differentmessage for CAAV members. Those insured on the members’ facility through this period […]

Spring 2023 Bulletin for CAAV Members… Are you FCA Regulated?

We are increasingly aware that some Practices have found themselves required to seek FinancialConduct Authority (FCA) Authorisation, usually at the behest of certain lenders unwilling it seemsto rely on RICS Regulation as a Designated Professional Body (DPB). This does mean that the practice is subject to the Financial Ombudsman Service (FOS), the FCA’sfinancial services dispute […]

Emerging Risks For Game Developers

It is now thought that there are more than 3bn gamers in the world and the games sector has seen incredible change since its very beginnings. Gaming development is fast paced, whether games are born out of new ideas or iterations of others, one great idea and execution can change the life of a gaming […]

How to get better cyber insurance terms

Cyber insurance can be expensive, and it can be difficult to get the best terms. Here are a few tips on how to get better cyber insurance terms from an insurer.

There And Back Again. Jurisdiction Revisited.

Do you understand the risks of taking on international projects? You are at the forefront of your profession, and you have been asked to provide Services in connection with an international project. The work will likely increase your renown as well as providing a decent fee, but great care must be to be taken to […]

The seesaw effect

The professional indemnity insurance market is changing for construction-related professions. SummaryAfter a few challenging years, the professional indemnity insurance market for construction-related professions is finally beginning to find solid ground. It’s an encouraging sign of gradual recovery in light of a difficult recent period! But first Before we jump into the detail of where we […]

Letters of Reliance and the potential risks involved

SIGNING AWAY YOUR LIFE Whilst larger scale projects will often include the requirements to provide a full range of contractual documents, the smaller scale matters tend to slip through the cracks a little in terms of the paperwork involved.As a general starting point, to safeguard your position, it would be our recommendation that you always […]

5 dangers of being underinsured as a designer

As a designer, protecting your business and livelihood is essential. One way to do this is by purchasing business insurance. Unfortunately, many small business owners, including designers, may not see the value in investing in business insurance or simply believe ‘it will never happen to me’. They may believe that it’s an unnecessary expense or […]

Winter 2022/23 Bulletin for CAAV Members… Are you undertaking a trustee role?

Initial review of the RICS Consultation paper into the Professional Indemnity for Surveyors

What is the difference between a Bona-Fide and a Labour Only Sub-Consultant

This is a question we are frequently asked by our customers, and would provide the following guidance.

Due Diligence for your Panel Lenders

Initial review of the RICS Consultation paper into the Professional Indemnity for Surveyors

Not another inflation story

Three areas to consider with rising inflation and how it can impact your insurance cover.

Who owns student Intellectual Property

A look at who owns IP if it has been created by a student at University.

A sit down with Dan Taylor

Get to know Dan Taylor, in our staff series, A SIT DOWN.

Contracts and the Need for Certainty

Starting a relationship on the Right Terms You met the Client for the first time, they were impressed with your suggestions and ideas, a fee has been agreed and off you go. While you are in this ‘honeymoon’ period, everything seems positive, but the position may change as the contract progresses, and situations may arise […]

Contracts and the Need for Certainty (CIAT Members)

Summer 2022 Bulletin for CAAV Members… High Risk Valuations

Initial review of the RICS Consultation paper into the Professional Indemnity for Surveyors

A sit down with Mark Philmore

Get to know Mark Philmore, Client Director of Science and Technology in our series, A SIT DOWN.

A sit down with Donna Sharman

Get to know Donna Sharman, in our staff series, A SIT DOWN.

What insurance do I need for my design business?

In the first of an ongoing series of guest articles for the Mark Philmore spoke to the Chartered Society of Designers, about the insurance you need for a design business and things to be aware of when starting out. Why do designers need insurance? Nobody gets into design to run a business, they do it […]

The Building Safety Act

The Building Safety Act 2022 has now come into force and introduced a number of wide-ranging changes within the construction industry. Whilst some of these will require secondary legislation, the impact on the potential liability of construction professionals may be immediate. One of the key aspects of the Act, and the one most widely advertised […]

Does Your PI Policy Comply With Faculty Office Requirements?

Notary PI Insurance policies have to meet the minimum requirements set out by the Faculty Office, see Practicing Certificate Rule 6.1.1.

What are the practicalities of cyber insurance for the notary public?

All Cyber insurance policies will contain warranties, which must be adhered to if the policy is to operate. Here we look at there impact for the Notary Public.

Is the Cyber Insurance marketing hardening for Solicitors?

Here we talk about the impact of a hard Cyber Insurance market is having on the Solicitor profession.

Spring 2022 Bulletin for CAAV Members… RICS Consultation

Initial review of the RICS Consultation paper into the Professional Indemnity for Surveyors

The New Cyber Endorsement Within Solicitors PII Policy – Can We Help?

The most recent changes to the Minimum Terms and Conditions (MTC) for Solicitors sees the addition of the Cyber and Data protection.

SRA PI & Cyber Insurance Consultation – How Might You Be Affected?

How might you be affected by the SRA Professional Indemnity & Cyber Insurance Consultation?

Tips for completing your Solicitors PI proposal form

How might you be affected by the SRA Professional Indemnity & Cyber Insurance Consultation?

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Opening hours
Monday to Friday 09:00 to 17:00