Professional Indemnity Insurance for CSD Members
Insurance to protect you against the professional liabilities you may incur in the course of your business.
The following is a summary of cover benefits and features provided as standard.
Full Civil Liability
If you’re found liable for compensation, damages or costs in a civil court because of a problem with your advice or professional services, you’re covered – even if you’re not specifically aware that you are.
Loss or Damage to Documents
These must be documents owned by a Third Party that are in your physical custody and control. A claim for a loss must arise where a third party has suffered some financial loss due to your negligence in storing of important documents.
Provides cover for loss of money and other property resulting from fraudulent or dishonest acts committed by an employee or volunteer.
You will be covered if a client claims information is not presented and its found that such non-disclosure or misrepresentation was innocent and free from any fraudulent conduct or intent to deceive.
Arbitration, Expert Witness and Lecturing
You will be covered in respect of claims arising from their serving on committees, boards, tribunals, professional associations and the like or acting as expert witnesses or arbitrators or lecturers.
Legal Defence Costs
You will be covered for Defence Costs where such costs have been incurred. Such Defence Costs shall be payable in addition to the Limit of Indemnity.
Joint Ventures / Consortiums
Cover is provided for civil liability should you become legally liable to pay, whether jointly or severally, which arises out of the conduct of Professional Business, whilst a member of a joint venture or consortium.
Infringement on Copyright
Cover is provided in the form of financial support, if you are alleged to have used or taken works created by someone else and past off as your own, or if you bring about a claim because a Third Party has infringed your Copyright.
Indemnity for use of sub-consultants
Cover is provided for civil liability should you become liable for claims arising out of the use of self-employed or contract hire persons in the condust of Professional Business.
FREE Legal Helpline
Provides fast, efficient telephone assistance for one-off queries relating to the conduct of your business.
FREE Contract vetting and Collateral Warranty Service
Review contracts to ensure they don’t impose obligations which may not be covered by your Professional Indemnity insurance.
IN-HOUSE claims service
Our claims team are on hand to support you through the claims process, ensuring you are informed at every stage.
Cover and cover limits as per the Professional Indemnity policy wording for Chartered Society of Designers. Exclusions apply. The above is a summary of the insurance cover and added value services only. We recommend you read the policy wording in full to make sure you understand what is covered by this insurance, the limits of indemnity and the exclusions.
Your Professional Indemnity Quote