Insurance for Life Sciences businesses

Life Sciences is a sector constantly evolving to the needs of patients, care settings and new technology now and in the future, but that doesn’t mean you are not at risk of R&D disasters, production delays, litigation, product contamination, regulatory action or device or drug failures.

That is why Insurance for the Life Sciences includes cover for operational risks, individual directors and officers, clinical trials, cyber and data, and is a critical component in protecting you and your business.

Our experience in supporting Life Science businesses spans 20+ years, with our Science & Technology Client Director, Mark Philmore, having worked with some remarkable enterprises to secure their insurance portfolio, from Start-Up through to their merges an IPOs.


Your business. Covered!

  • Companies Conducting Clinical Trials
  • Biotechnology Companies
  • Contract Manufacturers
  • Pharmaceutical Manufacture & Distribution
  • Medical Product & Equipment Manufacture & Distribution


UK-based expert support, online and on the phone. Specific Claims and Risk Management advice, along with technical bulletins are provided throughout the policy period.


MFL is trusted by thousands of Professionals. We are also a Corporate Partner of Medilink NOE.


Compliant quotations can be obtained by completing our Life Sciences proposal form, which has been tailored to the specialist activities you undertake.

Your Business. Covered!

We start with our making sure your core set of Insurance covers is based on your circumstances, you can choose to add on extras that suit you and your businesses development stage.

Your insurance portfolio will include a core set of policies and will evolve as your business develops to include:

Life Science Professional Indemnity Insurance

PI Insurance with levels of cover ranging from £10,000 to £5m

Product Liability Insurance

Typically aims to cover losses resulting from injury caused by your product

Public and Employers Liability Insurance

For financial protection against claims made against the public or employees

Directors’s & Officers’ Insurance

Bespoke D&O policies can be added if you raise funds and you want your Directors covered against personal liability.

Clinical Trails Insurance

To provide liability protection for the researchers and the volunteers during Clinical Trails

Cyber Cover Insurance

Cyber Cover offers assistance to you and third parties if a Cyber Event occurs. Cover Benefits include 24/7 incident response line.

Intellectual Property

Provides financial assistance should a claim arise from alleged or actual infringement of Patents, Trademarks or Trade Secrets

Public Offering of Securities Insurance (POSI)

Public Offering of Securities Insurance covers the cost of claims arising from offerings.

Start your Life Sciences Insurance Quote

Why MFL?

We are a specialist insurance broker with a wealth of knowledge of the Life Sciences.
We are independent, meaning we have the flexibility to design our services around you, and access the insurer markets we need to deliver competitive insurance regardless of the size of your practice.
Competitive quotations from our insurer partners.
You will have a dedicated team of brokers looking after you, with a support team on hand to deal with any claims and risk management issues you have.
Regular blogs and bulletins which provide updates on market conditions, risk management, claims examples, etc.
We are Partners with Medilink, a specialist consultancy for the life science sector in the North of England, helping medical technology organisations innovate and prosper. We support them with the insurance and risk management requirements of businesses.

Life Sciences FAQs

What is Life Science Insurance?

It is a umbrella title for the carefully tailored portfolio of insurance products you need to protect you and your business.

Our Broking experts help protect you against a range of unique risks. Depending on your company’s level of exposure, you may require to be insured for product liability, clinical trial risks, property damage, and directors’ and officers’ liability.

What insurance does a Life Science business need?

A core set of tailored products would include professional Indemnity, Public an Employees Liabilty, Office and Contents Insurance, and possibly product liability.

You can then add on additional producst to include:

  • Product Liability Insurance
  • Medical Device Insurance
  • Clinical Trials Insurance
  • Medical device manufacturing and distributor
  • R&D for start-up organisations
  • Intellectual Property Insurance
What type of companies do we work with?

We work with a wide range of life sciences companies, helping them to navigate the complex insurance requirements of the industry.

  • Biotech companies
  • Medical device and supply companies
  • Laboratories and clinical research and development facilities
  • Drug manufacturers and drug wholesale manufacturers
  • Pharmaceutical companies
  • Nutraceutical and food supplement companies
  • Medical technology manufacturers
  • Clinical trials facilities
  • Research parks
  • Science accelerator platforms


Contact our friendly team today to discuss your insurance needs. Whether you call us for a chat or drop us an email. We will aim to respond within 24 working hours.

We look forward to helping you find what you’re looking for.

Opening hours
Monday to Friday 09:00 to 17:00

Barlow House
Minshull Street
M1 3DZ

Opening hours
Monday to Friday 09:00 to 17:00

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