Bespoke insurance for life science start-up companies, that grows as you do

It can be an intimidating yet thrilling experience to embark on a business venture of your own. You can witness your visions come to life, but you also have the duty of managing the potential risks associated with launching a new enterprise. It is necessary for an emerging business to manage their liabilities, Intellectual Property, products, and capital assets efficiently and effectively for success.

MFLs Life Sciences team has specialised in helping start-ups in the life sciences sector grow from design and pre-clinical phases, through to clinical and commercialisation.

You can rest assured that your company is safeguarded. For more than 2o years, we have been aiding innovative early-stage companies in all areas such as biotechnology, medical devices and digital health.

We are committed to our clients and aim to provide assistance throughout each key milestone they reach — whether it’s initiating clinical trials or planning for an IPO.



UK-based expert support, online and on the phone. Specific Claims and Risk Management advice, along with technical bulletins are provided throughout the policy period.


MFL is trusted by thousands of Professionals. We are also a Corporate Partner of Medilink.


Quotations can be obtained once you have spoken to our Lifescience team, who will work with you and tailor insurance to the specialist activities you undertake.

Our approach: What insurance do you need and when?

The life sciences market is diverse, with many different businesses starting up from a variety of different beginnings.

Whether you are starting as part of a University project, a Life Science incubator or self-starting with an idea and a team we know the needs of start-ups vary greatly, and they cannot always be neatly categorised.

Our approach is to start by recommending the insurance covers you need from day 1. In Stage 1 (pre-clinical),  you are not overloading your insurance covers (and costs) with unnecessary coverage.

As your business/idea develops, so will you’re insurance, as you’ll need to protect the business from the increased risk you take on. For example, in Stage 2 (Clinical), we may need to run clinical trials (Clinical Trials Insurnance), look for additional funding (Management Liability), or protect your Intellectual Property (IP Insurance).

Finally, when you business enters Stage 3 (Commercialisation), you will need a full suite of insurances to protect your business, patients and data.



Why MFL?

We are a specialist insurance broker with a wealth of knowledge of the Life Sciences.
We are independent, meaning we have the flexibility to design our services around you, and access the insurer markets we need to deliver competitive insurance regardless of the size of your practice.
Competitive quotations from our insurer partners.
You will have a dedicated team of brokers looking after you, with a support team on hand to deal with any claims and risk management issues you have.
Regular blogs and bulletins which provide updates on market conditions, risk management, claims examples, etc.
We are Partners with Medilink, a specialist consultancy for the life science sector in the North of England, helping medical technology organisations innovate and prosper. We support them with the insurance and risk management requirements of businesses.


Contact our friendly team today to discuss your insurance needs. Whether you call us for a chat or drop us an email. We will aim to respond within 24 working hours.

We look forward to helping you find what you’re looking for.

Opening hours
Monday to Friday 09:00 to 17:00

Barlow House
Minshull Street
M1 3DZ

Opening hours
Monday to Friday 09:00 to 17:00

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