Professional Indemnity Liability Protection Insurance

Professional indemnity (PI) insurance can offer protection for your business if a client alleges negligent acts, errors/omissions/actual negligent acts or offered poor advice.

No matter your industry, clients expect the best from you, and for you to continually work hard to provide them with excellent service. PI insurance is on hand to protect your business and keep you servicing your clients when things don’t go to plan.



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What is Professional Indemnity Insurance?

Professional indemnity insurance protects you and your business from the costs of compensating a client if you make a mistake in a piece of work for a client that causes them financial or reputational loss.

When you’re looking for professional indemnity insurance, it’s not always easy to get the guidance you need to find a policy that’s right for you.

The good news is we’re here to help.

Professional Indemnity Insurance isn’t like a general commercial insurance policy; not all ‘general’ insurance brokers have the expertise to advise you correctly.

We are PI Insurance experts. Not only do we know the requirements of each regulatory body, but we are also often consulted by them regarding potential changes to covers and any possible ramifications from these changes.

And the better news is that with our Insurer partners here to help, we are compare quotes from the most trusted providers and get you the right cover at the right price.

Why choose MFL for your professional indemnity insurance?

MFL have been Professional Indemnity Insurance experts since we formed in 1997. Our expertise and knowledge of professional sectors that need PI Insurance have seen our clients constantly achieve competitively priced, appropriate insurance for their needs.

  • Advice on the minimum level of insurance needed based on your profession or regulatory body.
  • Flexible Limit of Indemnity options
  • Claims and Rsk Management experts to support you should a claim arise

The Insurance process is easy with MFL.

Support from our Brokers and Advisers to complete your proposal form
We market your insurance requirements and negotiate with our Insurer Partners to get the best deal
Compare insurance cover and prices
We recommend the right Insurer Partner for you and your business

Professional indemnity from £8.14 a month for £100,000 cover

Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander.

Based on a quote for XXXX business with an annual income of up to £25,000. All prices include IPT at 12%.

Complete quote form or call and talk to an expert.

Professional Indemnity Insurance FAQs

Do I need professional indemnity insurance?

Professional indemnity insurance can be an important cover for a range of businesses, from accountants, architects,  surveyors, and consultants, who must have professional indemnity cover in order to operate legally, and which is often included as part of their regulatory bodies standards and rules.

It’s a popular choice for small businesses or self-employed / freelance people that provide professional services – i.e. a designer, garden landscape design, an accountant or tax professional, or a personal trainer because it can cover you if your work leads to a financial loss for your client. Some client contracts will require that you have a certain level of professional indemnity cover.

What does professional indemnity insurance cover?

Even if you’ve done nothing wrong, the cost of defending yourself against claims for negligence or mistakes that leave your client out of pocket can be very high.

  • Negligence – if you provide incorrect advice or make a mistake
  • Breach of confidence – sharing (commercially) sensitive information without permission
  • Lost or damaged documents, money or goods – if you lose money, or lose/damage documents or goods whilst in your care
  • Defamation – If you produce or support libellous comments
  • Breach of copyright – Limited cover is available if you infringe copyright, trademarks or intellectual property (see intellectual property insurance for our full cover option)
  • Employees – If your employee causes a loss for a client
How much does professional indemnity insurance cost?

The cost of professional indemnity insurance depends on how much cover you need to take out and how risky your business might be.

The best way to get an idea of how much professional indemnity insurance might cost is to speak to one of our senior brokers.

Depending on your type of work and if you are a members of a professional body, we may have a specialist facility, which provides enhanced cover and competitive rates, you can use to purchase your PI Insurance.

  • Visual Language Professional members
  • Society of Garden Designers members
  • Institute of Historic Building Conservation members
  • Chartered Institute of Architectural Technologists
  • Chartered Institute of Ecology and Environmental Management
  • Chartered Association of Building Engineers
  • Landscape Institute 
  • Chartered Society of Designers
  • Central Association of Agricultural Valuers (CAAV and SAAVA members)
  • Association of Valuers of Licensed Property members (AVLP)
  • Chartered Institute of Taxation
Who is the best professional indemnity insurer?

We work with a wide range of insurance providers in the UK.

If you use the Direct arm of the insurer you may not get the cover you need, as its often the case that their telephone advisers cannot tailor the cover entirely.

As an insurance broker, we take the time to understand your needs and those of any regulatory body and, working with the insurer underwriters (and not their telephone advisers), were we can tailor a policy for you.


Contact our friendly team today to discuss your insurance needs. Whether you call us for a chat or drop us an email. We will aim to respond within 24 working hours.

We look forward to helping you find what you’re looking for.

Opening hours
Monday to Friday 09:00 to 17:00

Barlow House
Minshull Street
M1 3DZ

Opening hours
Monday to Friday 09:00 to 17:00

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